What does bumper to bumper car insurance cover?

Do you have a car but no insurance? You need it, right? Here is the best article to acknowledge you with what bumper to bumper car insurance cover, bumper to bumper insurance validity, and bumper to bumper insurance policy India.

We all require the bumper to bumper car insurance when we buy a four-wheeler, and as we all are aware of what the costs cover. As compared to the basic comprehensive insurance policy, this policy would cost you 20% more, but for what it’s worth, the policy would really put your heart at ease for the future. To be clear, on how to check bumper to bumper insurance, you can find the “Nil-Depreciation” option on the premium computation sheet of policy, which, by opting for, you’d have access to bumper to bumper car insurance.

Terms and Conditions

There are certain inclusions and exclusions as to what bumper to bumper car insurance cover, and these are too important to be ignored:

1. This can be availed during the purchase or renewal of the policy.
2. The policy does not cover normal abrasions, but covers tear and wear in parts of fibreglass, rubber, plastic, and nylon.
3. Renewal of the policy is very important because you wouldn’t want to lose this magic lending hand.
4. This policy would only be available for insurers with a valid driver’s license but would be applicable if the car has been involved in a drink and driving case.
5. The insurance is not available for cars older than 3 years and also the policy does not let claims for any small damage done.
6. Tyre damage or battery exhaustion costs are not covered in the bumper to bumper car insurance policy.
7. It does not cover the cost of oil change/leakage or mechanical breakdown.

How does it differ from Basic Comprehensive Insurance?

Who should get it?

The basic comprehensive insurance plan is available to everyone and lasts up to 15 years of the car’s age, but the bumper to bumper car insurance policy India takes responsibility for brand new cars or cars under 3 years of purchase and lasts up to 5 years. So, it is in contemplation as to who should actually take it:

• Insurers with expensive or brand new cars.
• Those who do not have the experience of driving cars or are majorly categorized as bad drivers.
• Those who drive in accident-prone areas, you really need this. No second thoughts on this. 

Winding up, as you’ve already seen and read in this article, you’d find that even though the policy seems a little pricey and has conditions, it would protect your car accident expenditure like anything. Summarising what all you have read in this write-up, you have read about bumper to bumper car insurance policy India, what bumper to bumper car insurance cover, how to check bumper to bumper insurance and also the bumper to bumper insurance validity. We hope that this article helped you, if not, why not give it a read again?